
NO INTEREST FINANCING *


Pay no interest* on deferred or equal monthly payment plans.
With our financing, get what you want now and pay later.
Instant Approval† upon ID verification and on approved credit.
Make payments online through your own bank account.
3 or 6
Equal Monthly Payments
*No Interest*
The balance is to be paid in equaly monthly payments, payment protection insurance premiums, and taxes if applicable. Administrative fee may apply depending upon agreement with merchant (excluding Quebec residents). Annual fee applies for Quebec residents. Promotional annual interest rate varies based on the cardholder’s creditworthiness. If Flexiti does not receive required payments by the due date, Flexiti may cancel the promotional offer and interest will be charged at the cardholder’s annual interest rate.
12 | 18
24 | 36
Equal Monthly Payment
*Low Interest*
The balance is to be paid in equal monthly payments, including interest, payment protection insurance premiums, and taxes if applicable. Administrative fee may apply depending upon agreement with merchant (excluding Quebec residents). Annual fee applies for Quebec residents. Promotional annual interest rate varies based on the cardholder’s creditworthiness. As of the Effective Date, the available low promotional annual interest rate is 9.99%. Interest accrues and is applied for the duration of the promotional term. If Flexiti does not receive required payments by the due date, Flexiti may cancel the promotional offer and interest will be charged at the cardholder’s annual interest rate.
OR
Non-Prime - Flexiti Wave Card Equal Monthly Payments
29.99% Promotional Interest Rate
The balance is to be paid in equal monthly payments, including interest, payment protection insurance premiums, and taxes if applicable. Administrative fee applies. Interest accrues and is applied for the duration of the promotional term. If Flexiti does not receive required payments by the due date, Flexiti may cancel the promotional offer and interest will be charged at the cardholder’s annual interest rate.
Ask an Octave Employee for details.
If you have issues of any kind, please call 1-877-259-3745.
*O.A.C. On your FlexitiCard. Minimum purchase of $200 including taxes is required. For equal monthly payment plans: no interest will accrue during the promo period and monthly payments include premiums for payment protection insurance premiums, fees, and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). For deferred payment plans: no payments are required during the promotional period. Interest at the Account AIR accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current AIRs are 31.99%, 35% (max for Quebec residents), 36.99%, and 39.99%. Admin fee of $36 applies and will be financed with purchase (not applicable for Quebec residents). Annual fee of $39.99 applies for residents of Quebec. Any balance at the end of promo term bears interest at the Account AIR. Promos and terms may be changed without notice. Financing provided by Flexiti Financial. B.C. Licence No. 83660. Flexiti.
**O.A.C. Subject to terms of the Flexiti cardholder agreement. Offer valid until December 31, 2023. Available in-store only. No minimum purchase required. Do Not Pay until 2025 promo plan: Promo period may be 13, 14 or 15 months and will be disclosed prior to the completion of the transaction. No payments are required during the 13-, 14- or 15-month promotional period. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 36.99% and 39.99%. Any balance at end of promo period bears interest at the Account AIR. Admin fee of $36 applies and will be financed with purchase. Promotions and terms may be changed without notice. Do not pay/no payment deferred plans are not available for Quebec residents, however, other deferred interest promos are available (max Account AIR is 35%, annual fee of $39.99 applies). Promotions and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness. Financing provided by Flexiti Financial. B.C. Licence No. 83660. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc.
†Instant financing is conditional upon verification of ID, proof of a valid email address and approval of credit. Applications may be subject to a secondary, manual review.
